Mr. Karas serves as Chief Lending Officer of TBK Bank, SSB. He joined Triumph in 2012 as Executive Vice President to establish the Asset Based Lending business for Triumph Commercial Finance.
Mr. Karas has over 35 years of experience in a wide range of commercial banking and commercial finance businesses on a national basis. Prior to joining Triumph, he served as Executive Vice President and Managing Director of Marquette Business Credit, where he led Marquette’s general factoring business as well as marketing for its asset based lending platform. Prior to that, Mr. Karas served with GE Capital/Heller Financial as Managing Director in the Corporate Lending Group, Enterprise Client Group and Energy Financial Services. He began his career with JPMorgan Chase, formerly Chemical Bank, in New York and gained experience in credit, commercial and leveraged lending prior to opening Bank of America’s (formerly NationsBank) New York asset based lending office.
Mr. Karas received his Bachelor of Science in Finance and Management from Temple University and his Master of Business Administration from the Stern School of Business at New York University.
John Binaggio serves as the senior vice president of Triumph Premium Finance, a role he has held since 2015.
Prior to his current role, Mr. Binaggio was vice president at Imperial PFS, a company he worked for more than 20 years. He also served as a branch manager, regional branch manager and assistance vice president at Imperial PFS.
Mr. Binaggio has 24 years experience in executive leadership roles spanning all aspects of premium finance.
Mr. Binaggio holds two bachelor’s degrees from the University of Central Missouri. He also serves on many boards throughout the Kansas City-metro area.