About Us
We are a values-driven financial service company focused on creating value by helping our team members thrive, our customers succeed and our communities prosper.
Five Brands, One Purpose—Helping People Triumph.
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TBK Bank, SSB is a Texas state savings bank that offers commercial and consumer banking products focused on meeting client needs in Colorado, Illinois, Iowa, Kansas, New Mexico and Texas.
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Triumph Business Capital is a provider of invoice factoring solutions that offers a suite of services including fuel advance and fuel discount programs, credit and risk analysis, account resolutions, account management platform (MyTriumph) and additional back-office support.
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TriumphPay is the payments network for freight brokers, factors, shippers, and carriers in the US trucking industry. It provides tools and services to increase automation, mitigate fraud, create back-office efficiency and improve the payment experience. -
Triumph Commercial Finance is a provider of asset-based lending and equipment finance solutions for small-to mid-size business nationwide. -
Triumph Insurance Group, Inc. is an insurance agency specializing in transportation, offering customized coverage and flexible payment options.
Helping People Triumph
Triumph is a values-driven financial service company. We create value by helping our team members thrive, our customers succeed and our communities prosper. When we do this, we’re “Helping People Triumph.”
Executive Team
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Aaron P. Graft
Founder, Vice Chairman, and Chief Executive Officer
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W. Brad Voss
Executive Vice President and Chief Financial Officer
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Ed Schreyer
Executive Vice President, Chief Operating Officer
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Gail Lehmann
Executive Vice President, Chief Regulatory & Corporate Governance Officer
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Adam Nelson
Executive Vice President, General Counsel
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Melissa Forman
President, TriumphPay
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Geoff Brenner
Chief Executive Officer, Triumph Business Capital
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Todd Ritterbusch
President, TBK Bank, SSB
Board of Directors
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Carlos M. Sepulveda, Jr.
Chairman
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Aaron P. Graft
Founder, Vice Chairman and Chief Executive Officer
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Charles A. Anderson
Director
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Harrison Barnes
Director
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Debra A. Bradford
Director
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Richard Davis
Director
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Laura Easley
Director
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Maribess L. Miller
Director
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Michael P. Rafferty
Director
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C. Todd Sparks
Director
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Assets$235.6 million
Branches2 total
Team30 members
At the end of 2010, Triumph acquired EJ Financial and its banking subsidiary, Equity Bank. This led to the formation of Triumph Bancorp and Triumph Savings Bank and kicked off a decade of success.
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Assets$252.5 million
Branches2 total
Team32 members
After a very successful year, Triumph spent the next twelve months of 2011 planning for the future and cleaning up their assets to prepare for the next decade of rapid growth.
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Assets$301.5 million
Branches2 total
Team109 members
In 2012, we officially moved to our current headquarters in Dallas, Texas. This year was filled with new adventures starting with acquiring a leading transportation factoring company, Advance Business Capital, which later became known as Triumph Business Capital. By the fall, we had introduced two new members of the Triumph group, Triumph Commercial Finance and Triumph Capital Advisors.
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Assets$301.5 million
Branches19 total
Team453 members
2013 was a big year for our business as we acquired THE National Bank in the Midwest. For our team members, we kicked off our annual trip to El Salvador with Living Water International and introduced our Texas-style BBQ trailer, The Money Pit. We were honored to close another great year with a new title from the Dallas Business Journal- one of the Best Places to Work.
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Assets$1.4 billion
Branches18 total
Team453 members
We continued to grow in 2014 when we acquired Doral Healthcare Finance, which was later rebranded as Triumph Healthcare Finance, and launched Triumph Insurance Group. By the fall, we had completed the IPO process and were listed on the Nasdaq under the ticker symbol TBK.
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Assets$1.7 billion
Branches19 total
Team525 members
Halfway through the decade, our successes were recognized by the Dallas Business Journal and we were named one DFW’s fastest growing mid-sized companies. We continued to expand by launching our premium finance solutions provider, Triumph Premium Finance. And by the end of the year, we merged our two banks, forming TBK Bank, SSB.
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Assets$2.6 billion
Branches37 total
Team730 members
2016 brought on even more growth with new acquisitions — ColoEast Bankshares, Inc. and its community banking subsidiary, Colorado East Bank & Trust and Southern Transportation Insurance Agency.
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Assets$3.5 billion
Branches51 total
Team855 members
In 2017, our TBK Bank branch footprint grew even bigger with the acquisition of Valley Bank & Trust and 9 branches from Independent Bank. We also made the strategic decision to sell Triumph Capital Advisors.
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Assets$4.6 billion
Branches61 total
Team1155 members
By 2018, we sold Triumph Healthcare Finance to CNH Finance and Triumph Business Capital acquired Interstate Capital Corporation. We expanded west purchasing First National Bank of Durango, Citizens Bank of Pagosa Springs and Bank of New Mexico. We ended the year by christening the most ‘epic’ BBQ trailer yet, serving Texas-style BBQ throughout our communities.
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Assets$5.1 billion
Branches61 total
Team1107 members
The year 2019 was a difficult one in many respects, but a successful one in others. We focused on credit discipline, core deposits and operating efficiency to drive greater value in our community bank platform. We also dedicated resources to transforming our transportation fintech platform at Triumph Business Capital and TriumphPay.
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Assets$5.9 billion
Branches63 total
Team1216 members
Despite the challenges our world faced in 2020, we continued working towards our goals. Triumph Business Capital acquired transportation factoring assets from Transport Financial Solutions and we sold Triumph Premium Finance to Peoples Bank. We celebrated the grand opening of our first TBK Bank full-service retail branch in Dallas, and we ended the summer as of the Fortune 100 Fastest-Growing Companies.
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Assets$6.0 billion
Branches64 total
Team1332 members
In 2021, we continued our transformation from a bank with a commercial finance platform to a leading financial technology company. The year was, by many measures, the best single year Triumph has had since its inception. TriumphPay also completed the acquisition and integration of HubTran and the Dallas Business Journal named Triumph to the Middle Market 50, a list of DFW’s fastest growing mid-size companies.
Our Values
Our values are based on biblical principles and sound business practices.
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Transparency
Communicate the truth consistently, directly and professionally. Open communication is the foundation of strong relationships.
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Respect
Put the needs of others and the needs of the team before promoting your own agenda. Treat others as you want to be treated.
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Invest for the Future
Do not allow the immediate to crowd out the important. Success that endures is built upon a long-term perspective.
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Unique is Good
Beware of following the crowd. Being unique can be difficult, but if it were easy, everyone would do it.
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Mission is More than Money
Make everything you are involved with better. This includes doing good works in the areas of the greatest need – in your community and around the world.
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People Make the Difference
In any situation, the most important criteria for our success are the quality of our people and the quality of their thinking.
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Humility
Model humility in all that you do. Humility is not passivity, as it requires the courage to prefer the needs of others over your own.
Investing In Change
Our philanthropic vision is focused in four areas: training future leaders, establishing viable communities, serving the less fortunate, and giving people a second chance. We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic priorities, have a history of effective assistance programs, and are experts in their field of service. This allows us to do the most good in the areas of the greatest need.
Our Philanthropy
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Living Water International
This organization is an international non-profit working to bring clean drinking water and the living water of Jesus to people and communities experiencing a water crisis all around the globe. Through short-term missions with volunteers from across the US, Living Water has provided access to clean drinking water in more than 22,000 communities worldwide. Triumph has partnered with Living Water since 2013 and has deployed 12 team members on a total of 8 short term trips to El Salvador. Safe water has the potential to transform communities through improvements in health, sanitation, hygiene, education, safety, and ultimately the livelihoods of all those impacted by a Living Water Well project.
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Junior Achievement
This organization’s volunteer-delivered, kindergarten-through-12th-grade programming fosters work-readiness, entrepreneurship, and financial literacy skills. The program uses experiential learning to inspire students to dream big and reach their potential.
Team members from across our organization are involved with Junior Achievement, whether it’s teaching kids in the classroom, hosting a field trip to the office, or putting together a team for the annual JA Bowl-a-Thon.
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Humility Homes and Services
This organization is leading efforts in the Quad Cities of Iowa and Illinois to end homelessness, expand housing options, and provide related supportive services for low-income families. They give emergency shelter, provide transitional and permanent supportive housing programs, and offer opportunities for men and women experiencing homelessness to become emotionally, mentally and, physically more stable.
Residents and clients of Humility Homes and Services are served by team members who teach financial literacy courses, fundraise for the organization, and serve on the Board of Directors.
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Advocates for Community Transformation
This organization is a new model of ministry that uses the justice system to empower inner-city residents to fight crime on their street, while sharing with them the hope of the gospel. The vision is to see safe neighborhoods, where crime is no longer tolerated and dignity and hope are restored.
Our team members serve with Act throughout the year to help with fundraising efforts as members of the Host Committee for Act’s annual fundraiser, Generation Justice.
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2nd Saturday & 2s Industries
These organizations are focused on mobilizing volunteers and local neighborhoods to meet the home repair needs of seniors and the disabled throughout Dallas’ inner city. They employ and empower felons through jobs in landscaping, construction, and automotive industries, while also providing vocational training, life skills, and Christian discipleship.
Triumph team members serve 2ndSaturday by sitting on the Advisory Board, attending monthly service projects, and securing federal grant funding for 2ndSaturday to continue and expand their work with Dallas residents.
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TBK Bank Quad Cities Marathon
This organization promotes the sport of running and advocates health and wellness by providing an annual marathon and affiliated running events. Proceeds from these events benefit the Official Charity Program of the QCM, which is designed to assist participating charities with financial support.
Triumph has sponsored the Quad Cities Marathon since 20__, with team members running in the event, forming relay teams, and volunteering to make the event a success.